![]() Maintaining traditional Medicare's ability to contain costs.The main issues that premiums support raises are: And failure to resolve these challenges satisfactorily would likely lead to a two-tier health care system: the affluent would receive the most up-to-date medical care (since they could buy comprehensive coverage by supplementing the premium support payment with their own funds), while those of modest means who could only afford the coverage that their premium support payment buys would increasingly find medical advances out of their reach. Premium support - no matter what form it takes - raises several very important and challenging issues that may seem manageable in theory but would be extremely hard to resolve satisfactorily in practice. In fact, recent proposals are so different from the original Aaron-Reischauer concept that Aaron no longer supports the very idea. That's only one of the major differences between the original concept and recent leading proposals. Chairman Ryan and other leading proponents of premium support, however, clearly view it as a tool to achieve major savings in federal health care spending over time. They were focused, instead, on encouraging people to choose insurance plans that matched their preferences and making people more responsible for the financial consequences of their choices. But proponents have crafted a widely diverse set of proposals that they call premium support, and some leading proposals of recent years - such as the plan from House Budget Committee Chairman Paul Ryan that the House approved in April - differ greatly, in design and rationale, from the premium support concept that Henry Aaron and Robert Reischauer introduced in 1995.Īaron and Reischauer, for instance, did not seek to use premium support to achieve big savings in federal health care spending. These web sites can help you find programs based on the kind of cancer you have, where you live, and the type of help you need.Some policymakers and analysts have proposed to convert Medicare to a "premium support" system - that is, replace its guarantee of health coverage with a flat payment that beneficiaries could use to help them purchase private insurance or, in some versions, traditional Medicare. military, veterans, and their dependents and survivors. Department of Veterans Affairs: Provides benefits to members of the U.S. : Provides information on health insurance options available under the Affordable Care Act.Social Security: Pays disability benefits to people who can’t work because they have a medical condition that’s expected to last at least one year or result in death.Medicaid: Gives health benefits to people with a limited income.Medicare: Government health insurance for people who are 65 years old or older.Find out about discount drug programs, and talk to your health insurance company if you have one.įor more tips, visit the National Cancer Institute’s Managing Costs and Medical Information. Ask your doctor if you can take a generic version of a name-brand medicine. If you don’t recognize a charge on your bill, call the service provider and ask about it. Ask about any charges you don’t understand.You may be able to arrange to make payments you can afford. ![]() If you have health insurance, call the company and ask about your benefits. Learn as much as you can about the costs before you start treatment. Tips for Managing the Costs of Cancer Treatment We offer some helpful tips below, and links to resources that may be able to help you. Asking your health insurance company about your benefits and arranging for a payment plan can help you manage the costs of cancer treatment.Ĭancer treatment can be very expensive, even if you have health insurance.
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